Home Loans, Investment Property, Development & Business Finance
Your next property purchase or business investment starts with a clear funding strategy.
Buying a home in Hobart, investing in Launceston, developing property in Devonport or purchasing equipment for a regional Tasmanian business?
Advanced Finance Group helps homeowners, investors, developers and business owners understand their borrowing options and arrange finance suited to their circumstances.
Led by André Barkhuizen, Chartered Accountant and Finance & Mortgage Broker, we combine accounting expertise, corporate advisory experience and practical lending knowledge to help you make informed decisions.
Let’s discuss your goals and the funding behind them.
Email André | Call 0497 432 090
Finance Built Around Your Bigger Picture
A competitive interest rate matters. So do repayment obligations, fees, security requirements and the flexibility to respond when circumstances change.
We take the time to understand your financial position before exploring suitable lending options.
Our assessment considers:
- Your income, expenses and existing commitments.
- Available deposit, equity and security.
- Personal and business cash flow.
- Ownership and borrowing structures.
- The capital required for your proposed transaction.
- How the borrowing affects your future plans.
Our focus is helping you arrange suitable finance and understand the commitment behind it.
Why Choose Advanced Finance Group?
Chartered Accounting Expertise Meets Finance Broking
For business owners, investors and borrowers with several income sources, a lending application can require more than payslips and a deposit.
Our Director’s Chartered Accounting background helps us interpret financial statements, understand business performance and explain your financial position clearly to lenders.
We bring this perspective to home loans, investment lending, commercial finance and property development funding.
You receive:
- Personal attention and clear explanations.
- Access to a broad panel of lenders.
- Consideration of suitable loan structures and features.
- Support preparing and progressing your application.
- A wider view of cash flow, capital requirements and financial commitments.
We help you assess the finance and the decision it supports.
Home Loans Tasmania
From Your First Home to Your Next Chapter
Whether you are purchasing a Hobart apartment, a family home in Launceston or a property in regional Tasmania, we help you explore suitable home loan options.
We assist with:
- First home buyer loans.
- Owner-occupied home loans.
- Investment property loans.
- Construction finance.
- Refinancing.
- Fixed, variable and split-rate loans.
- Equity access for an approved purpose.
- Debt consolidation, where appropriate.
We explain relevant loan features, help organise supporting documents and guide your application from initial assessment through to settlement.
Refinancing & Mortgage Reviews
Does Your Existing Loan Still Suit You?
Changes to your income, property holdings, family circumstances or business plans can make a loan review worthwhile.
We compare your current arrangements with suitable alternatives, considering:
- Interest rates and ongoing fees.
- Offset accounts and repayment flexibility.
- Switching costs and applicable break costs.
- The effect of changing your loan term.
- Equity access and future borrowing requirements.
For borrowers with several facilities, we can also review how the loans and security arrangements work together.
A refinance should deliver a clear benefit after the costs and implications are considered.
Investment Property Finance Tasmania
Assess the Property and the Funding Together
An investment property should be evaluated on its purchase price, rental prospects, ownership costs and financing requirements.
We help investors explore suitable lending for purchases across Hobart, Launceston and regional Tasmania.
Our assessment considers:
- Deposit and acquisition costs.
- Borrowing capacity and existing debt.
- Expected rental income.
- Vacancy, maintenance and ownership expenses.
- Interest-only or principal-and-interest repayments.
- Financial buffers and future borrowing needs.
Whether you are purchasing your first rental property or expanding a portfolio, we help you understand how the proposed loan fits your wider commitments.
Long-Term Rental or Short-Stay Accommodation?
A property intended for short-stay accommodation requires a different assessment from a conventional residential rental.
Consider occupancy assumptions, seasonal income, management costs, insurance and any applicable planning requirements. Lenders may also assess projected accommodation income differently from an established residential lease.
We help you understand the funding implications and coordinate with your advisers where specialist advice is required.
The investment should remain manageable when income falls below expectations.
Construction Loans Tasmania
Plan Your Funding Before Building Begins
Building a home involves a sequence of payments rather than a single settlement.
We help you explore construction lending and understand how the proposed facility aligns with your building contract, available contribution and progress payments.
Relevant considerations include:
- Land ownership and existing debt.
- Building contracts and supporting approvals.
- The lender’s valuation of the completed property.
- Your contribution and contingency funds.
- Progress payment requirements.
- Interest costs during construction.
- The financial effect of delays or variations.
Understand what the lender will fund—and what you need to fund yourself—before committing.
Property Development Finance Tasmania
From Site Acquisition to Project Completion
A development opportunity needs a credible feasibility, sufficient equity and a practical exit strategy.
Advanced Finance Group helps developers explore finance for:
- Development site acquisition.
- Residential subdivisions.
- Townhouse and apartment projects.
- Construction and staged developments.
- Commercial and industrial projects.
- Project refinancing and completion.
- Retaining completed properties, where suitable funding is available.
Available options depend on the project, developer experience, equity, approvals, security and lender requirements.
Understand Your Capital Requirement Early
We help assess how the proposed finance interacts with:
- Land acquisition and transaction costs.
- Planning, design and professional fees.
- Construction costs and progress payments.
- Interest, lender fees and holding costs.
- Contingency allowances.
- Presales and settlement timing.
- Sale proceeds or refinancing capacity.
Through our corporate advisory services, we can also assist with feasibility modelling and scenario analysis.
Before purchasing a site, understand the equity required and the effect of cost increases, delays or lower completed values.
Finance for Self-Employed Borrowers
Present Your Financial Position Clearly
Business income is not always straightforward. Company profits, distributions, existing liabilities and recent trading results can influence a lender’s assessment.
Our Chartered Accounting expertise helps us interpret your information and identify lending pathways that may suit your circumstances.
We assist:
- Sole traders and contractors.
- Company directors.
- Partnership and trust borrowers.
- Business owners with multiple income sources.
- Self-employed property investors.
Applications remain subject to lender assessment and documentation requirements.
Commercial & Business Finance Tasmania
Funding for Your Next Business Decision
Purchasing premises, acquiring a business or expanding operations creates funding demands that need to work alongside day-to-day cash flow.
We assist Tasmanian businesses with:
- Commercial property purchases and refinancing.
- Business acquisition and expansion finance.
- Working capital facilities.
- Invoice and trade finance.
- Equipment and vehicle finance.
- Property development funding.
- Agribusiness lending.
For businesses with seasonal trading, we consider the timing of income and expenditure when assessing repayment commitments and working capital needs.
Where required, our corporate advisory services can support forecasting and scenario planning.
Equipment & Asset Finance
Equip Your Business While Managing Cash Flow
Equipment purchases can place significant pressure on available capital. Suitable finance may allow you to spread the cost while retaining funds for operations.
We arrange funding for eligible assets including:
- Cars, utes and commercial vehicles.
- Trucks, trailers and fleet assets.
- Construction and earthmoving equipment.
- Manufacturing and processing machinery.
- Agricultural machinery.
- Eligible hospitality and business equipment.
- Medical equipment.
We help assess deposits, repayments, loan terms and any final balloon payment against expected cash flow.
The equipment should support your operations. Its funding should fit your business.
Agribusiness & Rural Property Finance
Property, Machinery & Seasonal Funding
Agricultural operations often face a timing gap between expenditure and income.
We help explore finance for farm property purchases and refinancing, machinery and equipment, and working capital requirements.
Our assessment considers the property, operating structure, business performance, seasonal cash flow and available security.
For rural and lifestyle properties, land area, use, access and improvements may affect which lenders and loan products are suitable.
Discuss the property and its intended use early so the funding assessment reflects the actual transaction.
Areas We Service Across Tasmania
We assist clients throughout metropolitan, regional and rural Tasmania, including:
- Greater Hobart: Hobart, Glenorchy, Clarence, Kingston and surrounding suburbs.
- Southern Tasmania: Huonville, the Huon Valley, New Norfolk and the Derwent Valley.
- Northern Tasmania: Launceston, Newstead, Riverside and surrounding communities.
- North-West Coast: Devonport, Burnie, Ulverstone, Wynyard and Smithton.
- East Coast: St Helens, Bicheno, Swansea and surrounding areas.
- Central and rural Tasmania: Campbell Town, Longford, Deloraine and surrounding districts.
- West Coast: Queenstown, Strahan and surrounding communities.
Phone and online appointments make it straightforward to discuss your finance requirements wherever you are based.
Frequently Asked Questions
Can you help if I live in Tasmania?
Yes. We assist Tasmanian clients through phone and online consultations, with supporting documents submitted electronically.
Can you help first home buyers?
Yes. We assess borrowing capacity, explain suitable loan options and help identify assistance programs that may be relevant to your circumstances.
Can you assist self-employed borrowers?
Yes. Our accounting background helps us understand business financials and present your position clearly, subject to lender requirements.
Can you help finance rural or lifestyle properties?
We explore suitable options based on the property’s location, land area, use, valuation and your financial position. Lending requirements may differ from those for a standard residential property.
Can you help with a property intended for short-stay accommodation?
We can explore lending options, but the property type and proposed income source may affect lender eligibility and borrowing capacity. Planning and operating requirements should be checked separately with the relevant advisers and authorities.
Can you arrange development or equipment finance?
Yes. We assess the proposed project or asset purchase, available capital, repayment capacity and relevant lender requirements.
Should I discuss finance before signing a contract?
An early discussion can help identify likely borrowing limits, capital requirements and funding conditions. Your solicitor or conveyancer should advise on the contract.
Speak With a Mortgage & Finance Broker Serving Tasmania
Buying a home? Building a portfolio? Developing property or expanding your business?
Start with a conversation about your goals and the numbers behind them.
Advanced Finance Group combines Chartered Accounting expertise, corporate advisory experience and finance broking to help you understand your options and move forward with clarity.
André Barkhuizen CA
Advanced Finance Group
Call: 0497 432 090
Email: andre@advancedfinancegroup.com
Your next move starts with a clear funding strategy.
Finance is subject to lender approval, eligibility criteria and terms. Your needs and financial circumstances must be assessed before a loan recommendation is made. Obtain tax and legal advice relevant to your proposed transaction.
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