HOME LOANS
Buying a home requires careful planning and the right support. You’ll need to decide where to live, the type of home, your budget, and whether to buy or build—while working with agents, solicitors, banks, and others. We, as professional mortgage brokers can simplify the financing process and ease the complexity.
Just some of the locations where we assisted Australians recently:
- Hodgson Vale, QLD, Australia
- Wallumbilla, QLD, Australia
- Norman Park, QLD, Australia
- Hawthorne, QLD, Australia
- Brookfield, QLD, Australia
- Fortitude Valley, QLD, Australia
- Pentland Hills, VIC, Australia
- Victoria Point, QLD, Australia
- Roma, QLD, Australia
- Petrie Terrace, QLD, Australia
- Mackay, QLD, Australia
- Coolum Beach, QLD, Australia
- Buderim, QLD, Australia
- Rainbow Beach, QLD, Australia
- East Toowoomba, QLD, Australia
- Ravensbourne, QLD, Australia
- Middle Ridge, QLD, Australia
- Glenvale, QLD, Australia
- Paddington, QLD, Australia
- Balmoral, QLD, Australia
- Clayfield, QLD, Australia
- Top Camp, QLD, Australia
- Helensvale, QLD, Australia
- Morningside, QLD, Australia
- Linville, QLD, Australia
- Brisbane, QLD, Australia
- Robina, QLD, Australia
- Beenleigh, QLD, Australia
- Emerald, QLD, Australia
- Newstead, QLD, Australia
- Lamington, QLD, Australia
- Highfields, QLD, Australia
- Coorparoo, QLD, Australia
We, as mortgage brokers, act as intermediaries between you and the lender, negotiating loan terms on your behalf. We have access to a wide range of home loan products, conduct research to find the best options, and negotiate terms for a better deal. We also guide you through the entire process from application to settlement.
CALCULATOR
MAKE YOUR LOAN WORK HARDER
Refinance savings calculator
Compare your repayments and see whether switching could save you money.
MONTHLY REPAYMENT REDUCTION
per month
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Annual repayment reduction* —
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Lifetime saving after costs —
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*Repayment reduction measures cash flow, not interest saved. Cost recovery uses the initial monthly reduction and is only shown if achieved while both loans remain active.
Discuss your refinance with André →Or call 0497 432 090PLAN AHEAD. BORROW WITH CONFIDENCE.
Interest rate sensitivity calculator
See how a change in your loan interest rate could affect your repayments.
CURRENT REPAYMENT
per month
Custom scenario rate —
Scenario repayment —
Repayment increase —
Annual repayment increase —
These are loan-rate scenarios, not forecasts. A change in the RBA cash rate may not translate into the same change in your loan rate.
Discuss your loan structure with André →Or call 0497 432 090| Rate change (pp) | Loan rate | Monthly repayment | Change per payment | Annual change |
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PERSONAL FINANCE
REFINANCE
Refinancing your debt can save money when used appropriately. Engaging us as professional mortgage brokers will help you to assess whether the benefits outweigh the costs.
DEBT CONSOLIDATION
If you’re struggling with multiple debts, debt consolidation can simplify your finances by combining them into a single loan. This reduces creditor management, streamlines payments, and may lower your interest rate, reducing overall monthly repayments.
ACCESS EQUITY
Refinancing can help fund major expenses like a bathroom renovation, new car, investment, or overseas trip by accessing your home’s equity. With fluctuating property values, you may be surprised by the equity available. Contact us for a free property valuation report and let us guide you through the refinancing process to maximize savings based on your loan and future plans.
INVESTMENT FINANCE
RESIDENTIAL
Maximizing ROI requires proper financing. Low interest rates, market volatility, and demand for tangible assets drive property investment. Population growth and rental shortages offer growth opportunities. Investment property costs may be tax-deductible, and rental income increases taxable income. Loans can be simple or tailored for tax minimization, gearing, and repayment management, with features like redraw, offset, and extra repayments.
COMMERCIAL
Commercial real estate offers portfolio diversification, tax benefits, and wealth building, with higher income potential and tenants covering maintenance costs. Leases are typically more secure, but a larger deposit (30%) is required. At Advanced Finance Group, we provide expert advice on buying, selling, developing, and financing commercial properties, along with insights into current investment opportunities.
LENDERS
Advanced Finance Group partners with a wide range of lenders and insurers, staying up-to-date with frequent policy and product changes. We identify the best-suited products for your unique needs and offer additional benefits tailored to your situation. Our extensive panel includes top banks and lenders, providing you with more options.
INSURERS
Our insurers provide building, contents, landlord, and car insurance, with benefits including: up to 90 days of free building cover when purchasing a new home, a 10% discount for bundling building and contents coverage, and coverage for reasonable costs of architects, engineers, surveyors, and solicitors in the event of a total loss or damage.
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