FINANCE & MORTGAGE BROKER

Families having picnics and walking in a grassy park with mountains in the background — Families enjoying a sunny day in a park overlooking rolling hills and mountains

Strategic Finance Solutions for Individuals, Families and Businesses

At Advanced Finance Group, we believe finance should do more than simply fund a transaction — it should create opportunity, support long-term growth, and help you build wealth with confidence.

Based in Toowoomba and servicing clients across the Darling Downs, South East Queensland and Australia-wide, we provide tailored mortgage and finance broking solutions backed by decades of real-world commercial and corporate experience.

Led by Chartered Accountant and Accredited Finance Broker André Barkhuizen CA, Advanced Finance Group combines deep financial expertise with strategic business insight to help clients navigate increasingly complex lending and finance markets.

Whether you are purchasing your first home, expanding a farming operation, refinancing an existing loan, acquiring business equipment, investing in property, or seeking funding for business growth, we work alongside you as a trusted financial partner — not just a transaction-based broker.

Why Choose Advanced Finance Group?

Experience That Extends Beyond Traditional Mortgage Broking

Many brokers understand lending products.

Few bring decades of executive leadership, corporate finance, strategic advisory, and commercial decision-making experience to the table.

Before founding Advanced Finance Group, André Barkhuizen held senior executive finance roles within multinational organisations and corporate advisory firms, including overseeing finance operations for a multi-billion-dollar division of a listed international company.

This experience allows us to look beyond simple loan approvals.

We understand:

Business structures and cash flow
Commercial risk assessment
Financial strategy and growth planning
Asset acquisition and expansion funding
Complex lending scenarios
Investment analysis
Self-employed and business-owner lending
Agricultural and equipment finance
Property investment strategies

This broader commercial understanding provides clients with a significant advantage when structuring finance solutions.

Local Knowledge. National Lending Access.

As a Toowoomba-based finance broker, we understand the local market, the regional economy, and the challenges and opportunities facing businesses and families throughout the Darling Downs.

We also understand that regional clients often require practical, flexible and personalised service.

At Advanced Finance Group, you deal directly with an experienced finance professional who takes the time to understand your circumstances, goals and long-term vision.

At the same time, we provide access to a broad network of Australian lenders and finance products, allowing us to identify competitive and tailored lending solutions for a wide range of needs.

Our clients include:

First home buyers
Families upgrading homes
Property investors
Self-employed professionals
Farmers and agribusiness operators
Business owners
SMSF investors
Transport and logistics businesses
Professionals seeking strategic financial guidance

Home Loans Tailored to Your Goals

Purchasing a home is one of the biggest financial decisions most Australians will ever make.

We help simplify the process while ensuring your finance structure aligns with your lifestyle, future plans and financial objectives.

We assist with:

First home buyer loans
Owner-occupied home loans
Investment property loans
Construction loans
Refinancing and debt consolidation
Self-employed home loans
SMSF lending
Low deposit lending solutions
Equity release strategies

We take the time to explain your options clearly, compare suitable lending products, and guide you through every stage of the process.

Our objective is not simply to secure approval — it is to help position you financially for long-term success.

Finance Solutions for Businesses and Agribusiness

Toowoomba and the Darling Downs are driven by hardworking business owners, entrepreneurs, producers and operators.

We understand the realities of running and growing a business because our experience extends far beyond residential lending.

Advanced Finance Group assists businesses with a wide range of commercial finance solutions, including:

Business loans
Commercial property finance
Equipment and asset finance
Vehicle and fleet finance
Working capital funding
Expansion and acquisition finance
Cash flow solutions
Debtor finance
Agricultural finance
Business restructuring support

Whether you are purchasing machinery, expanding operations, upgrading equipment, or funding growth opportunities, we help structure practical finance solutions aligned to your commercial objectives.

Our strategic understanding of business operations, financial reporting and lender requirements allows us to assist clients with both straightforward and more complex funding scenarios.

Finance Guidance for Self-Employed Australians

Self-employed borrowers often face unique challenges when applying for finance.

Traditional lending processes do not always reflect the realities of business ownership, variable income structures, or entrepreneurial growth.

As Chartered Accountants and experienced finance professionals, we understand how to present self-employed applications effectively and strategically.

We work with business owners, contractors, consultants, professionals and company directors to help secure lending solutions suited to their circumstances.

This includes assistance with:

Company and trust structures
Financial statement analysis
Cash flow interpretation
Tax return positioning
Alternative documentation lending
Commercial and residential lending strategies

Our ability to understand both the numbers and the broader business context provides an important advantage for self-employed clients.

Personalised Service Built on Trust and Relationships

At Advanced Finance Group, relationships matter.

We are committed to delivering a highly personalised experience built on integrity, transparency and long-term client partnerships.

Many of our clients come to us after feeling frustrated by transactional banking experiences or generic finance advice.

We believe clients deserve:

Clear communication
Honest guidance
Strategic thinking
Fast response times
Professional expertise
Tailored lending solutions
Ongoing support beyond settlement

Our focus is on understanding your goals first — then developing finance strategies that help you achieve them.

We pride ourselves on delivering practical solutions, particularly in scenarios where clients have previously been told finance may not be possible.

More Than a Broker — A Strategic Financial Partner

What sets Advanced Finance Group apart is the combination of finance broking capability and high-level commercial advisory experience.

As Chartered Accountants and strategic advisers, we understand the broader financial landscape that surrounds lending decisions.

This means we can provide insight into:

Business growth planning
Investment considerations
Financial structuring
Commercial decision-making
Risk management
Strategic finance planning
Long-term wealth creation

Rather than simply arranging finance, we help clients make informed financial decisions aligned with their broader personal and business objectives.

Supporting Toowoomba and Regional Queensland

Toowoomba continues to grow as a major economic hub for regional Queensland, with strong opportunities across agriculture, logistics, infrastructure, healthcare, construction, education and small business.

As local finance professionals, we are passionate about supporting individuals, families and businesses throughout the region.

We understand the value of regional relationships, practical advice and responsive service.

Whether you are based in Toowoomba, Highfields, Dalby, Warwick, Gatton, Roma, the Darling Downs or elsewhere across Queensland, Advanced Finance Group is committed to helping you achieve your financial goals with confidence.

Start the Conversation Today

Every client’s situation is different.

That is why we take the time to understand your circumstances, goals and future plans before recommending finance solutions.

Whether you are buying a home, refinancing, growing a business, investing in property or seeking commercial finance guidance, Advanced Finance Group provides the experience, strategic insight and personalised service to help you move forward.

Partner with a finance broker who combines corporate-level expertise with genuine local service.

Speak with Advanced Finance Group today.

Discover how strategic finance solutions and experienced guidance can help you build the future you want.

Advanced Finance Group

Toowoomba, Queensland

Need a home loan, investment property, business premises, SMSF, or fleet?

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